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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

There may be a fee for arranging your mortgage, dependant on your circumstances, a typical fee would be £500.00 which would be payable on application.

The Financial Conduct Authority does not regulate some aspects of Buy to Let mortgages.

Some products are not regulated by the Financial Conduct Authority (FCA).

Nephos Wealth Limited is an Appointed Representative of Opus Independent Financial Planning Limited which is Authorised and Regulated by the Financial Conduct Authority.

Nephos Wealth Limited is registered in England and Wales no. 13944372. Registered Office: Formal House, 60 St Georges Place, Cheltenham, Gloucestershire GL50 3PN.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages and inheritance tax planning.

Past Performance is not a guide to future performance. The value of investments can go down as well as up, and you may get back less than you invested.

The levels, bases, and reliefs from taxation are subject to the individual circumstances of the investor, are not guaranteed, and tax legislation may change in the future.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish register a complaint, please contact us either in writing, by telephone, or email.

Please be assured we treat complaints seriously. For your protection, if you cannot settle a complaint with us you may be entitled to refer it to the Financial Ombudsman Service (FOS). Please see the following link for further details: https://www.financial-ombudsman.org.uk